Nikmatul Hikmah, Niken Lufi Anggini, and Nur Anim Jauhariyah. 2024. “DIGITAL TRANSFORMATION IN EDUCATION FINANCING: OPPORTUNITIES AND CHALLENGES IN THE ERA OF TECHNOLOGICAL DISRUPTIONS”. ICO EDUSHA 5 (1):132-56. https://prosiding.stainim.ac.id/index.php/prd/article/view/498.