Mawarda, Iska Nur Mawarda, Lely Ana Ferawati Ekaningsih, and Wiwit Mustafidah. 2026. “Cross-Selling Sharia Gold Savings: A Hedging Strategy for Hajj Financial Risk Mitigation”. ICO EDUSHA 6 (1):155-69. https://prosiding.stainim.ac.id/index.php/prd/article/view/623.